New Associate-Lending Operations

About Accenture

Accenture is a global professional services company with leading capabilities in digital, cloud and security. Combining unmatched experience and specialised skills across more than 40 industries, Accenture offers Strategy and Consulting, Technology and Operations services powered by the world’s largest network of Advanced Technology and Intelligent Operations centres. 

Your role

You will be aligned to our Financial Services, Banking, Insurance, and Capital Market vertical which is focused on helping clients with their operations & investment portfolios.

You will be working as a part of the Lending Operations team which prepares retail credit proposals, conducts pre-analysis, do dupe checks, data entry, customer point verifications (CPV), and review income documents in line with the client credit policy, procedures, and turnaround times.

The Underwriting team focuses on raising investment capital from investors on behalf of corporations and governments that are issuing either equity or debt securities. The role requires a good understanding of credit analysis, creditworthiness, credit underwriting, credit appraisal memo, commercial lending, financial analysis, asset evaluation, and income calculation. The role may also need expertise in residential underwriting, mortgage underwriting, government-sponsored loans, and pre-purchase review.

Roles and Responsibilities

• In this role, you are required to solve routine problems, largely through precedent and referral to general guidelines
• Your primary interaction is within your team and your direct supervisor
• You will be given detailed instructions on all tasks that need to be carried out, and the decisions that you make will impact your work
• You will need to be well versed with basic statistics and terms involved in the day-to-day business and use them while discussing with stakeholders
• You will be working closely with project members to effectively deliver on the requirements
• You will be an individual contributor as a part of a team with a predetermined focused scope of work.

Training, development & rotations

Accenture provides various opportunities for its employees to improve and grow while working for the company’s mission. Accenture is committed to offering opportunities to acquire new skills and strengthen their readiness to advance into new roles, such as:

• An employee is encouraged to develop one’s learning plan, based on mutually identified competency gaps, in present and aspired job career path.
• Advance your skills through state-of-the-art offerings that tie virtual learning directly back to your real-world career.
• Constant learning, growing and becoming a better version of yourself.
• Job rotation programs are designed to reignite and broaden your work experience.

Salary & benefits

The New Associate-Lending Operations salary is range from INR 2.1 Lakhs to 5.0  Lakhs per year (Source: Ambition Box).

Benefits:

• Apprenticeship Program
• Child Care
• Employee Assistance Program
• Gymnasium
• Health Insurance
• International Relocation
• Job Training
• Soft Skill Training
• Vacation & Paid Time Off
• Work From Home

Career progression

By working with Accenture, one gains invaluable experience. Advancement is contingent on several factors including one’s performance and relationship with the supervisor or manager. One does get promoted on doing well at work and building a "dependency." There are plenty of chances to earn certifications in popular courses like AWS/Azure, etc. And the pay rises steadily throughout the year, and even more so after promotions.

Work-life balance

Work days are usually from Monday to Friday. Accenture provides a hybrid working option with flexible work timings. Good platform to learn about multitasking. Balance your work and personal life with a range of workplace options and innovative tools that help you stay connected globally.

Culture & vibe

Accenture has a diverse and inclusive culture. Being a global organisation, the company gives an open environment to employees from different backgrounds. On the whole, Accenture encourages an environment of safety, security and flexibility while maintaining the principles of honesty and integrity.

About you

Here’s what they are looking for with this role:

Skillsets

• English
• Financial Analysis
• Adaptable and flexible
• Ability to work well in a team
• Commitment to quality
• Written and verbal communication
• Ability to meet deadlines

Qualifications

• B. Com

How to apply

To apply for this role, just click on the Apply on employer site button. It will navigate to the career section where the application can be submitted easily.