Relationship Manager - Wholesale Banking

About ICICI Bank

ICICI was formed as an initiative of the World Bank. In the 1990s, ICICI transformed its business from a financial institution limited to development projects to a diversified financial services group. Ever progressing with the times, ICICI addressed a need to upgrade its corporate structure to that of universal banking. The merger of ICICI with ICICI Bank seemed like a natural step in line with its newly adopted universal outlook. ICICI Bank believes that digitally enabled banking solutions empower customers to fulfill their ambitions but also create value for the stakeholders.

Your Role

As a Relationship Manager of Wholesale Banking, you will be responsible for credit appraisal of the corporates and client servicing involving the execution of end-to-end set processes. Key responsibilities include:

• Expected to understand in detail the client's business and financials and prepare a quality appraisal note in collaboration with the Risk Management team.
• Facilitate the disbursement of funds once sanction is in place through coordination with various internal groups. You are also expected to complete post-disbursement documentation activities in coordination with control groups such as Legal, Compliance, and Credit Middle Office.
• Assist the Senior Relationship Manager/ Regional Head in managing a high-quality portfolio of corporate clients. Support the Senior Relationship Manager/ Regional Head in achieving business targets and acquiring and onboarding new clients

Training, Development & Rotations 

ICICI Bank believes in building talent by identifying individuals with potential and attitudes for growth and providing them with opportunities to acquire the necessary knowledge and skills. The Bank has a defined architecture across functional, leadership development, digital, and industry-academia programs to equip employees with the required skill sets. ICICI has structured academic councils, consisting of business leaders to review the alignment of skilling content with evolving business needs.

Benefits

• Job Training
• Health Insurance
• Soft Skill Training
• Work From Home
• Free Transport
• Team Outings

Career Progression

The Bank encourages its employees to experiment and innovate to create services and solutions for customers within the guardrails of risk and compliance. The Bank has created a role-based leadership structure to encourage micro-experiments to take successful models to the larger markets. To meet this objective, the Bank has curated a learning plan to cover technology, data, information security, and design skills ensuring the right combination of functional, technical, process-based, professional, and cultural anchors.

Work-Life Balance

The Bank encourages its employees to experiment and innovate to create services and solutions for customers within the guardrails of risk and compliance. The corporate office functions as a service center and the job of the central team is to serve employees who directly serve the customers.

Culture & Vibe

The corporate social responsibility policy of the Bank outlines the governance structure, operating framework, monitoring mechanism, and principles for selecting the bank's activities. The Bank’s contribution to socio-economic development includes several pioneering interventions, with a focus on meeting specific goals. Comprehensive policies and procedures have been laid down to create an environment where there is respect and dignity in every engagement.

About You

• MBA, PGDM, CA, ICWA, or CFA.
• Strong negotiation skills backed by excellent oral and written communication skills.
• An understanding of the intricacies of financial analysis, the balance sheet, profit & loss accounts, and cash flow statements.
• Knowledge of basic banking products.
• Analytical Mindset
• Openness to collaborate   
• Customer-centric approach 
• Orientation to business understanding
• Understanding of financial settlements

How to Apply

To apply for this position, just click on the "Apply on employer site" button below, which navigates you to the careers page where the application can be submitted directly.

Source

The following sources were used in researching this page:

• icicicareers.com
• glassdoor.com/salary/icici-bank