Risk Management - Mumbai

Job Description

The incumbent is responsible for implementing ICICI Bank's risk operations, processes & systems, and undertaking credit risk analysis, including review of risk models, analysis of credit proposals, and assignment of credit rating. The incumbent is also responsible for portfolio review and management.

Responsibilities

• Ensure implementation of risk operations, processes & systems as per guidelines
• Provide proactive and expert risk advisory to the Risk Management team and the businesses at the Bank
• Review Bank's portfolio and ensure the Bank's portfolios are built within the defined risk parameters
• Conducting a risk assessment of business proposals and undertaking credit risk analysis including review of risk models, analysis of credit term proposals, and assignment of credit rating
• Study market factors, indices, policies, and regulations and identify the likely impact on credit portfolio
• Carry out Industry research, review, and active monitoring of existing business accounts. Meeting customers and industry experts to gather emerging trends
• Review of policies and programs and related amendments

Educational Qualifications

Candidate should have a Post-Graduate degree from a leading institution preferably in Economics / Commerce / Business Administration/Engineering or Finance, Or a Graduate degree with professional qualification of Chartered Accountancy.

Skill required

• Fresh graduates are eligible for this role.
• Conceptual understanding of risk and risk mitigation strategies
• Orientation for business, technical and analytical acumen
• Understanding of financial analysis, balance sheet, and profit and loss accounts
• Orientation to build and develop financial models
• Strong numeric and data orientation
• Ability to work in cross-functional teams
• Strong communication skills