Credit Risk - Analyst

About JP Morgan

JPMorgan Chase & Co., one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses, and many of the world’s most prominent corporate, institutional, and government clients under the J.P. Morgan and Chase brands. Its history spans over 200 years and today it is a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing, and asset management.

Your role

• You will prepare credit risk analysis reports on assigned clients (business and financial analysis with a focus on credit issues) and recommend rating grades for the clients and facilities/exposures 
• You are expected to understand and keep yourself regularly updated on the Credit Ecosystem – Tools and applications, Policies, Procedures, Guidelines, and Systems required to perform the Credit Analysis of Real Estate Borrowers
• Develop strong knowledge of credit analysis for clients; regularly track sector developments on an ongoing basis
• Build expertise in the North America Commercial Real Estate sector; as well as in analyzing Real estate Operating Companies & Real Estate Investment Trusts
• You will be jointly working with Underwriters/Portfolio Managers in North America and Portfolio Managers in India on multiple portfolio management activities 
• You are expected to develop and maintain open communication channels with Underwriters and Credit Executives 
• Contribute to various ad-hoc projects 

Training & development

JPMorgan offers training programs to employees focusing on comprehensive orientation, professional skills development, leadership grooming, and continuous learning which have been appreciated by employees. 

Benefits

JPMorgan offers benefits like:

• Health care and Insurance plans
• Employee Program
• Wellness Program
• Retirement Savings Plan
• Family Care

Career progression

JP Morgan offers clear career paths and internal mobility including vertical and horizontal movements, skill development, promotions, and recognition of high performers contributing to a positive work environment and encouraging employees to strive for continued success within the organization.

Work-life balance

JP Morgan has implemented various initiatives to improve work-life balance for their employees. These include offering flexible work arrangements, such as remote working options and flexible hours. However, the demanding nature of the finance industry can still pose challenges for employees in achieving a perfect work-life balance.

Culture & vibe

JPMorgan Chase is working to drive a diverse, inclusive culture for its employees and its businesses. It is committed to creating a workplace where everyone feels like they belong. The firm’s culture is rooted in its core principles. Here, you will join diverse and inclusive teams that support each other and empower you to do your best work.

About you

• 0-2 years of experience in credit risk; experience in the North American commercial real estate sector is preferred 
• Strong understanding of corporate finance and financial statements, including ratio analysis, cash flow analysis, and basic accounting principles
• Attitude and aptitude to learn and enhance knowledge of credit risk analysis; and passion for the real estate sector
• Deadline orientation; strong attention to detail and high accuracy
• Proficient in the use of Microsoft desktop tools (MS Word, Excel, and PowerPoint) and the ability to learn new tools, techniques and applications
• Ability to work proactively & independently, as well as in a team environment
• Strong and effective communication skills – both verbal & written; and good interpersonal skills to be able to effectively present analysis and build strong relationships with stakeholders at various hierarchies

How to apply

To apply for this role, just click on the Apply button, which navigates to the career section where the application can be submitted easily.

Source

The following site was used in researching this page.

• careers.jpmorgan.com/in/en/about-us
• www.ambitionbox.com/reviews/jp-morgan-chase-reviews