Risk Analyst

About J.P. Morgan

J.P. Morgan serves four main client segments: corporations and institutions, governments, high-net-worth individuals, and retail clients. It offers clients a wide range of products and services, including investment banking, treasury services, asset management, and commercial banking. The firm has a strong presence in all major financial centres worldwide.

Your role

As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient.  

• You help the firm grow its business in a responsible way by anticipating new and emerging risks and using your expert judgment to solve real-world challenges that impact our company, customers, and communities.
• Their culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo, and striving to be best-in-class.

As an Analyst, you will:

• Prepare credit approval memos and credit risk analyses of clients and prospective borrowers, including in-depth financial, business and industry analysis
• Monitor borrowers' ongoing financial performance
• Identify key risk factors and mitigants
• Assess and recommend internal credit ratings
• Recommend appropriate credit structures relative to risk assessment and policy considerations
• Use financial models to assess a borrower's repayment capacity based on key value drivers and sensitized assumptions
• Lead and/or participate in client due diligence and transaction negotiations
• Attend client, bank, and other meetings to develop a thorough understanding of borrowers, management teams, and industry sectors

Training, development & rotations

J.P. Morgan has the opportunity to develop your career through a broad scope of engagements, mentoring, and formal learning. That’s how J.P. Morgan develops outstanding leaders who team to deliver the promises to all the stakeholders, and in so doing, play a critical role in building a better working world for the people, the clients, and the communities. Sound interesting? Well, this is just the beginning. Because whenever you join, however long you stay, the exceptional J.P. Morgan experience lasts a lifetime.

Salary & Benefits

The annual salary for this role can range from INR 11 to 13 LPA (Source: Ambitionbox). Below are the employee benefits at J.P. Morgan:

• Health care and insurance etc.
• Employee Program
• Wellness Program
• Retirement Savings Plan
• Family Care

To learn more about their benefits click here

Career progression

The Credit Risk Analyst will be exposed to credit and risk management activities, as well as various corporate and investment banking products. Throughout your experience, you will hone your corporate finance and credit underwriting skills to build your career in the financial services industry.

Work-life balance

J.P. Morgan is the place where you can work with individual customers, small businesses, corporations, financial institutions, non-profits, and governments. The scale of their business provides you with amazing career opportunities. Discover your personal potential and your professional possibilities. Work days are usually from Monday to Friday (Flexible Timings).

Culture & vibe

J.P. Morgan is a great place to work for someone who wants to be challenged, have the opportunity to grow, and work with some of the most brilliant people in the industry. They are dedicated to creating a workplace where everyone feels welcome. Here, you will join inclusive teams that give voice to diverse perspectives, act fairly and care about helping each other.

About you

The company is looking for someone excited to join their organization if you meet the minimum requirements below, you are encouraged to apply to be considered for this role.

• 0-2 years relevant experience; experience in financial services, accounting, or a related field is a plus.
• MBA from top tier B-school or professional qualification in accountancy.
• Excellent academic track record; strong quantitative and analytical skills.
• Robust understanding of financial statements including ratio analysis, cash flow analysis, accounting standards, accounting treatment, and financial adjustments.
• Ability to work independently and in a team environment.
• Ability to multitask and meet deadlines in a fast-paced environment.
• Excellent oral and written communication skills.
• Organized and responsible; high attention to detail.
• Proficient in the use of MS Word, Excel, and PowerPoint.

How to apply

To apply for this role, just click on the Apply button, which navigates to the career section where the application can be submitted easily.